The most important decision is your choice of long-term mix of assets - stocks, real-estate, bonds, or cash.
Asset mix should be determined by - your purpose for the money, when the money will be used, and your ability to stay the course.
Diversification within each class and among asset classes. Bad things happen.
Being patient and persistent, holding to the plan. Good things come in spurts.
You will receive independent, unbiased investment advice, along with recommendations that you understand. We avoid conflicts of interest and receive NO commissions on sales and we will always put your needs first. Historically, there has been a substantial gap between the performance of individual investors and institutions. My job is to help you close that gap.
Investing is an emotional process. As an informed and objective partner I can help to manage those emotions, leading to better investment decisions.I believe that investors who rely on professional advice have a greater probability of success than those that don’t.
In my experience, the cost of professional advice is much lower than the cost of mistakes we’re likely to make without it. Most financial areas including taxes, investing, estate planning and retirement have become increasingly complex. As an informed advisor I can help make sense of it all.
"Finance is not merely about making money. It's about achieving our deep goals and protecting the fruits of our labor."
Establish YOUR investment objective and a frame of reference regarding investment performance.