Tuesday, 21 November 2023
The holiday season is often portrayed as a time of joy, togetherness, and celebration. However, for many people, it can also be a source of financial stress and anxiety. The pressure to buy gifts, host gatherings, and partake in festivities can lead to overspending and financial strain. But fear not, there are practical ways to navigate financial stress during the holidays and enjoy the season without breaking the bank.
Wednesday, 18 October 2023
With the transformation of the leaves and a cool, refreshing breeze, fall offers more than just Pumpkin Spice everything. It's an annual opportunity to contemplate your financial aspirations and lay the foundation for a more secure future. Much like farmers attentively nurture their fields before winter, you too can cultivate your finances to enter the new season on a high note. If you're eager to fortify your finances before the winter chill sets in, continue reading for fall financial tips that can yield a plentiful harvest for your future financial security.
Wednesday, 06 September 2023
Tax season often brings a mixture of anticipation and anxiety for individuals and businesses alike. However, with careful planning and strategic thinking, you can minimize your tax liabilities and make the process smoother for yourself. Getting a head start on optimizing your tax strategy now will not only help you save money but also ensure that you're well-prepared for the upcoming tax season. In the article below, you’ll find ten tips to consider as you begin your tax planning preparations.
Monday, 28 August 2023
“If you don't know where you're going, you might not get there.” Yogi Berra
Whether your retirement is planned, or you were gently nudged it can often be a bigger deal than you expected. I meet people who are approaching their retirement years who have managed to save a substantial amount...then comes the big question – “How can I both enjoy my retirement and not run out of money?”
How do retirees run out of money?
Monday, 14 August 2023
Tips to Avoid Seasonal Overspending This Summer
So many of us look forward to summer fun all year long. It’s a season associated with vacations, outdoor activities, and social gatherings, too. Of course, this often means we’re spending more money than usual, which can have long-term implications if we aren’t careful. So, while there is nothing wrong with enjoying the summer, it's crucial to be mindful of the impact that summer overspending can have on our future financial health. In this article, we will explore the reasons behind increased summer spending and discuss strategies to maintain a balance between enjoying the season and protecting your financial well-being.
Monday, 26 June 2023
What You Should Consider Before Making This Significant Purchase
When it comes to managing your finances and making prudent investment decisions, one option that may have captured your attention is potentially purchasing a vacation home. The allure of owning a second home in a desirable location can be quite enticing, but is a vacation home truly a smart investment? In this article, we will explore the considerations and factors you should evaluate within your personal financial circumstances before making the decision to invest in a vacation home.
Wednesday, 21 June 2023
Six Steps to Prepare for Long-Term Success
Graduating from college is a major milestone, but it can also be a daunting time for many young adults as they transition into the "real world". If you have a recent college graduate in your life, they may be facing a number of financial challenges, from student loan debt to finding their first job. Financial planning may be the last thing on their mind, but you can use your influence and experience to help them see the benefit of taking financial planning steps as a recent college graduate in order to set themselves up for long-term success.
Share the six steps below to help them get started.
Tuesday, 23 May 2023
As companies grow to become some of the largest firms trading on the US stock market, the returns that push them there can be impressive. But not long after joining the Top 10 largest by market cap, these stocks, on average, lagged the market.
Monday, 01 May 2023
| Learn the Benefits and Drawbacks of Both Options
Are you wondering about the benefits and drawbacks of paying off your mortgage vs. investing? Paying off your mortgage early and investing more are both strategies that can help you achieve long-term financial stability, but it can be difficult to determine which goal to prioritize. In this article, we'll explore the pros and cons of both strategies to help you determine which may be the best for your financial future.
Tuesday, 18 April 2023
| Navigating High Inflationary Periods and Protecting Your Wealth Over Time
Inflation is an economic concept that describes the increase in the cost of goods and services over time. As inflation rises, the purchasing power of your money decreases – which you may feel in your daily life. However, it can also have a significant impact on your long-term wealth management and investment strategies. In this article, we'll explore how inflation impacts wealth management and investment strategies and provide tips on how to navigate inflationary periods.
Monday, 27 March 2023
Avoid These Missteps and Get on the Path Toward Building True Wealth
Having a high income can certainly make you feel wealthy. Maybe you’re enjoying a sprawling home, a fancy car, and the latest technological gadgets. However, what too many high earners fail to realize is that true wealth is much more than just a big paycheck that comfortably funds your current lifestyle. If you’d like to leverage your high income to establish long-lasting wealth and financial security, avoid the five common mistakes below.
Tuesday, 07 March 2023
There’s something about saying goodbye to winter and welcoming the warm promise of spring that inspires us to leave behind the things that may no longer be serving us. As you embrace a new season on the horizon, keep in mind that it’s a great time to think about freshening up your finances. So, reconnect with your New Year’s resolutions, reassesses your financial situation, and get rid of the things you no longer need – especially those that don’t serve your financial goals. The seven tips below will help you get started.
Monday, 27 February 2023
If you manage household finances then you know—the busier you are, the more complicated it gets. Keeping everyone on schedule, on budget, and on the same page is an incredible challenge, but these money management tips are here to help you ease the burden.
No matter how your family is structured or the role you play, organization is a universal challenge for people who lead full lives. It’s easy to get overwhelmed, which can make it difficult to manage household finances effectively. Luckily, there’s good news: there are concrete ways to lessen the burdens that come with trying to manage household finances – and keep you sane in the process, too. Take a look at these helpful tips and tools.
Tuesday, 07 February 2023
Ask any therapist or relationship expert and you’ll hear that one of the key ingredients to a healthy relationship is open and honest communication. This not only includes having honest conversations about the big things like feelings and expectations but also about finances. Too often, couples avoid money conversations out of fear that the conversation will be awkward or get contentious. This is especially the case if you and your partner have different goals, habits, or values when it comes to your money. However, making money conversations a regular part of your communication can help you avoid any potential financial disagreements or setbacks in the future while also ensuring that you’re both on the same page.
No matter where you are in your relationship, or where you both are on your financial journeys, your relationship can benefit significantly from more intentional and consistent financial communication.
Tuesday, 17 January 2023
On December 29, 2022, President Biden signed a bipartisan budget bill that included many retirement savings changes, referred to collectively as the SECURE Act 2.0. It reshaped retirement tax incentives and existing retirement account rules in ways that are likely to have consequences for years to come. Supporters of the legislation say it will encourage stronger retirement savings among workers, while others have expressed concern that some of the provisions expressly benefit high-earners only.
Regardless of where you stand on the efficacy of the legislation, it’s important to understand what the SECURE Act 2.0 means for your finances. The law contains more than one hundred provisions dealing with retirement savings, and below you’ll find details on several that may impact your personal retirement planning efforts.